Why We're Better
Why do we excel compared to the average "Credit Restoration Company"?
Our Focus
Many companies focus solely on removal of all negative accounts from your credit report. But that's not always the best approach! It's not at all uncommon for a client's credit score to go DOWN after deletion of adverse accounts.
We know WHICH items to dispute and HOW to dispute them - which ones should be removed and which should not. We know HOW to deal with the credit bureaus to make sure that everything is being done that will produce the maximum positive effect on your credit score.
Analysis
We evaluate your credit report and work with you to prepare a plan of action to improve your credit standing. We evaluate your past credit history and ascertain the best route to restore you to good credit standing.
We take a "global" approach that goes much farther than simply disputing adverse items in your credit report.
Follow-up
We give our clients a one year follow-up at no additional charge. We continuously scrutinize our clients' credit report throughout that time period and take whatever action is necessary to constantly work on improvement in their credit score.
Personal Attention
We don't believe in the "one size fits all" tactic and instead look at each client's credit report and organize a strategy based on that client's individual circumstances, so as to maximize progress in improving that client's credit rating.
Fees
The problem with typical "Credit Restoration Agencies" is that their fees are unrealistic for a lot of people, especially those contending with credit problems. Some even charge their clients thousands of dollars.
And the outcome?
- People either can't afford to pay, and are forced instead to go on suffering with credit problems, or ...
- They are compelled to BORROW money to pay the fees, complicating their desperate situation even further.
Our fees are a great deal more affordable than those of most "Credit Restoration Agencies." We understand the anguish of those who suffer from problem credit.
We believe our clients are deserving of the affordable help they need so
desperately - and we consider it our duty and privilege to give them that help!